You were referred
Someone you trust thought this might be worth your time.
You're here because a friend, colleague, or someone you respect mentioned Sapero. That's how most people arrive — not through advertising, but through a conversation with someone who found value in these conversations themselves.
What Sapero actually is
Sapero™ is a Thinking Partnership™. Not therapy. Not coaching. Not financial advice. A structured, ongoing conversation with someone whose sole purpose is to help you think more clearly about the decisions that will shape your next chapter.
The conversations tend to focus on three areas — and the connections between them:
Technology and AI
What to adopt, what to ignore, and how to stay safe in a world of deepfakes, voice clones, and institutional fragility — without living in fear or falling behind.
Money and independence
Not investment advice — but structured thinking about financial resilience, cross-border complexity, and the question every thoughtful person asks: "Will I be okay?"
Where to live
Climate, healthcare, proximity to family, safety, culture, cost — the decision that shapes everything else, examined through lenses that go beyond spreadsheets.
Every decision is explored through three lenses: Safety (what protects you), Joy (what makes a good Tuesday), and Meaning (whether you're moving toward who you're becoming). The best decisions score well on all three — or make conscious, deliberate trade-offs between them.
Who finds value in this
The people who get the most from Sapero conversations tend to share a few things:
- They read widely — news, podcasts, research — and are well-informed. But being informed hasn't made them calmer or clearer on the decisions that actually matter.
- They've been sold to by everyone — financial advisors with product commissions, real estate agents with transaction incentives, tech companies monetising their attention. They're weary of advice that comes with a structural conflict of interest.
- They have no one in their life whose sole purpose is to think alongside them — clearly, calmly, without agenda — about the interconnected decisions ahead.
- They are navigating a transition — retirement, relocation, reinvention, or all three — and want a rigorous mind to think with, not someone to tell them what to do.
If any of that resonates, you're in the right place. And whoever sent you here probably recognised something familiar.
How it works
A free introductory call
Twenty minutes. No obligation. No sales pitch. Just a conversation to see whether there's a fit — and to give you a sense of what Sapero conversations feel like.
Ongoing conversations
If it feels right, we begin a rhythm of 60–75 minute conversations. $200 per hour. Monthly retainers available. Decisions are tracked and revisited as life and the world change.
No conflicts. No commissions. No agenda.
You pay for time and thinking. Nothing else. No financial products. No asset-based fees. No referral kickbacks. Complete independence of incentives.
What people say
"A creative thinker who is also an enabler with a strong ethical compass. He has a natural gift for quickly getting to the heart of a matter, deploying an array of diverse skills and experiences."
— Guido Cialdella, Former P&G Marketing Director
"Richard has an unusual ability to see the big picture, ask the right questions, and bring clarity to the most complex situations. His integrity is absolute."
— Andrew Kennelly, Former CEO & Board Director
"The kind of person you want in the room when the conversation really matters. Wise, generous, and entirely without ego."
— Julie Hartstein, Former VP Strategy